Products
Digital platforms built from real operational requirements.
Our products combine strong transaction processing with practical workflows for financial institutions, property operators and connected-device environments.
Microfinance Application
A complete microfinance operations platform designed to support customer onboarding, loan origination, approval workflows, disbursement, repayments, collections, savings, reports and role-based administration.
Smart LUKU & Property Management
An integrated property and smart prepaid electricity management platform built around DIGIVAS-branded smart meters, remote token recharge, customer wallets and controlled gateway validation.
Designed for apartment buildings, property operators, landlords, departments and multi-meter environments.
Smart platform capabilities
Property + Meter Management Features
Building & Owner Registration
Register building owners, buildings, apartments and the property structure managed within the platform.
Tenant & Contract Management
Register tenants together with contract dates, monthly fees and the apartment or metering relationship.
Users, Roles & Site Access
Create users with different access levels and map permissions to modules, sites and specific meters.
Building / Department Wallets
Create wallets for buildings or departments containing multiple meters and maintain prepaid balances centrally.
Wallet Top-Up
Building owners or authorised users can top up wallet value through the web interface before requesting meter tokens.
Remote Token Requests
Request prepaid electricity tokens remotely for eligible DIGIVAS smart meters without physical meter access.
Balance-Controlled Token Generation
Every token request deducts value from the assigned wallet. Token generation is blocked when wallet balance is insufficient.
DIGIVAS Gateway Validation
All remote meter top-up requests are validated through the DIGIVAS Gateway before the transaction is authorised and executed.
Controlled Token Workflow
Remote recharge with payment validation.
A meter top-up request is initiated from the smart-meter management interface. Before a token is generated, the DIGIVAS Gateway validates the customer, meter assignment and available wallet balance. Only authorised requests with sufficient prepaid value proceed to token generation. The wallet is debited and the transaction is recorded for audit and reporting.